Unlike rigid, developer-dependent systems, our user-friendly Rule Builder empowers your non-technical compliance and fraud teams to easily customise and even create new detection rules via an intuitive visual interface. This user-driven configuration ensures your institution can respond instantly to evolving fraud patterns and regulatory shifts, maintaining control and reducing reliance on IT bottlenecks.

We harness the formidable capabilities of Tazama, an open-source engine, to power our real-time monitoring. This delivers unmatched transparency, scalability, and cost-effectiveness, enabling your system to handle massive transaction volumes efficiently while benefiting from the continuous innovation and resilience of a global open-source community.

Your transactions know no borders, and neither should your monitoring. Our solution offers seamless ISO 20022 compatibility, a critical feature for international banking and payment systems. Alongside support for other diverse message formats, this ensures comprehensive monitoring across all banking channels; online, mobile, and in-branch, providing a truly unified view of risk.

Detection is only half the battle. When potentially fraudulent activity is flagged, it is seamlessly routed to our dedicated Compliance Workspace. This integrated case management module streamlines the investigation, escalation, and swift resolution of fraud exceptions, ensuring nothing slips through the cracks and empowering your fraud teams to act with unparalleled efficiency.

Banks detect suspicious transactions using real-time transaction monitoring systems that analyse payment activity against predefined rules, risk indicators, and behavioural patterns. These systems can identify unusual transaction amounts, high-risk locations, abnormal customer behaviour, rapid movement of funds, and other indicators of potential fraud or money laundering. When suspicious activity is detected, alerts are generated and routed to compliance teams for investigation.

Rules-based transaction monitoring detects suspicious activity by applying predefined rules, such as transactions above a certain value, payments to high-risk countries, or unusually frequent transfers. Risk-based transaction monitoring takes a broader approach by assessing multiple risk factors, including customer behaviour, transaction history, geographic risk, and customer risk profiles, to determine the likelihood of financial crime. Many modern solutions like Sybrin’s Transaction Monitoring combine both approaches to improve fraud detection while reducing false positives.

Transaction monitoring is the continuous process of analysing financial transactions to identify suspicious activity that may indicate fraud, money laundering, or other financial crime. It uses predefined rules, behavioural analysis, and risk indicators to generate alerts for investigation. Fraud detection is the broader discipline of identifying and preventing fraudulent activity across multiple channels and touchpoints, including transactions, identity verification, account opening, document verification, and customer behaviour.

Our transaction monitoring engine is built for high-velocity interdiction. It analyses every transaction as it happens against a library of pre-defined risk scenarios designed to be easily expanded on. If a transaction meets a risk threshold, it is flagged instantly, allowing your institution to hold the funds before they leave the ecosystem.

Every alert generated by the monitoring engine flows directly into the Sybrin Compliance Workspace, where raw data is transformed into an organised case. Investigators can see transaction details, historical profiles, and the specific reason for the flag in a single view. Crucially, the final decisions made by your investigators feed back into the system, providing a continuous learning loop that improves engine efficiency and sharpens detection accuracy over time.

Yes. Our system is fully configurable, allowing you to define the logic for alerts, from structuring to industry-specific risks. To ensure your defence remains optimal, our system proactively suggests which rules need calibration based on historical performance and alert quality. This helps your team reduce noise and focus on genuine threats without needing deep technical expertise to tune the engine.

Yes. One of the primary benefits of managing monitoring alerts within our Compliance Workspace is the comprehensive audit history. Every action taken on a flagged transaction; who reviewed it, what notes were added, and why it was approved or rejected, is time-stamped and logged. This makes the process of preparing for central bank audits or internal reviews seamless and transparent.

When the monitoring engine identifies a high-risk pattern, the Compliance Workspace automatically aggregates all the relevant data, including transaction history, customer KYC profiles, and linked entities, into a single investigative case. This allows your team to generate suspicious activity/transaction reports (SARs/STRs) with a single click, ensuring that all necessary data is accurately formatted and ready for submission to your local financial intelligence unit.